

Empowering,
Fintech & Financial Services,
Leaders
Empowering,
Fintech & Financial Services,
Leaders

Growing Together with Founders who are Building for the Long Run…
A Focused Growth Capital Fund for Fintech & Financial Services — Combining Deep Expertise, a Thriving Ecosystem, and a Relentless Drive to Create Real Value.






"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance


Investing in People. Building with Purpose. Growing Together.
Investing in People. Building with Purpose. Growing Together.
The Beams Way…
Backing Founders Who Build for the Long Run
We partner with entrepreneurs who are not just chasing short-term wins but are committed to building enduring businesses in Fintech & Financial Services.
More Than Capital, a Real Partnership
We see ourselves as partners first, investors second—helping founders navigate challenges, make the right connections, and scale sustainably.
A Strong Team Culture That Drives Impact
A Strong Team Culture That Drives Impact
We believe great businesses are built by great teams—ours and the ones we back. At Beams, we foster a culture of collaboration, integrity, and relentless curiosity, ensuring we bring our best to the founders we support.
We believe great businesses are built by great teams—ours and the ones we back. At Beams, we foster a culture of collaboration, integrity, and relentless curiosity, ensuring we bring our best to the founders we support.
Focused Yet Flexible
Focused Yet Flexible
Every business is unique. While we bring deep expertise, we approach every investment with an open mind, ready to learn, adapt, and support in the way that’s needed most.
Every business is unique. While we bring deep expertise, we approach every investment with an open mind, ready to learn, adapt, and support in the way that’s needed most.





Empowering,
Fintech & Financial Services,
Leaders
Growing Together with Founders Who are Building for the Long Run…
A Focused Growth Capital Fund for Fintech & Financial Services — Combining Deep Expertise, a Thriving Ecosystem, and a Relentless Drive to Create Real Value.




"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo
"Beams has played a pivotal role in helping us sharpen our go-to-market strategy, think through capital-efficient growth, and bring greater rigor to our governance structures. Their deep sector expertise, proactive engagement, and ability to open doors to key ecosystem partners have been invaluable. What sets them apart is their founder-first mindset — they’re accessible, hands-on, and genuinely invested in our long-term success."
Ankit Agrawal, Founder & CEO, Insurance Dekho
"Beams has been a true strategic partner in our journey at Credgenics. From the outset, Sagar and his team have brought a sharp understanding of the fintech landscape, paired with a hands-on and founder-first approach. What stands out most is their proactive effort in connecting us with leading financial institutions — opening the right doors at the right time. It’s rare to find investors who bring this level of conviction, accessibility, and strategic value."
Mayank Khera, Co-Founder & COO, Credgenics
"I’ve had the privilege of knowing Sagar for over a decade, and in that time, our association has evolved from a professional relationship into a deeply valued partnership built on trust, respect, and shared vision. Sagar brings a rare blend of strategic foresight, sharp business acumen, and a collaborative approach. Beams Fintech Fund’s recent investment in SK Finance has only strengthened our bond. Sagar and his team have shown immense faith in our business, team, and values. It’s rare to find an investor who partners with such commitment and integrity."
Rajendra Setia, Managing Director & CEO, SK Finance
"Beam Fintech has been more than just an investor — they've been a true partner in growth. From making a direct impact on our M&A strategy to offering sharp, actionable marketing insights, Beam has consistently added value at every step of Niyo's journey. Their support has helped accelerate both strategic and operational decisions, and we’re grateful to have them in our corner."
Vinay Bagri, CEO & Co-Founder, Niyo




The Beams Way…
Investing in People. Building with Purpose. Growing Together.
Backing Founders Who Build for the Long Run
We partner with entrepreneurs who are not just chasing short-term wins but are committed to building enduring businesses in Fintech & Financial Services.
More Than Capital, a Real Partnership
We see ourselves as partners first, investors second—helping founders navigate challenges, make the right connections, and scale sustainably.
A Strong Team Culture That Drives Impact
We believe great businesses are built by great teams—ours and the ones we back. At Beams, we foster a culture of collaboration, integrity, and relentless curiosity, ensuring we bring our best to the founders we support.
Focused Yet Flexible
Every business is unique. While we bring deep expertise, we approach every investment with an open mind, ready to learn, adapt, and support in the way that’s needed most.



